Travel health insurance, also known as international travel insurance, provides coverage to overseas travellers from any medical contingencies or emergency evacuations abroad.

Key Features of Travel Health Insurance in the India

Cashless hospitalization facility across the country

Available for both occasional travellers and frequent flyers

24x7 medical assistance available

Coverages available with travel health insurance in the India

There’s a plethora of Medical Travel Insurance Companies in India who offer different coverages. You can check them all out here, compare them based on features and reviews, and use the available contact details to connect with the insurer and get yourself a travel health insurance subscription.

In the meantime, the commonly available coverages offered by travel health insurance in India are:

Medical Illness Treatment

Personal Accident

Emergency Medical Evacuation

Emergency Dental Treatment

Hospital Daily Cash

Delay/ loss of Check-in Baggage

Additional Coverage of Travel Health Insurance

Pre-Existing Diseases Cover

Flight Delays

Personal Liability

Don’t forget to check reviews left by existing users of the travel health insurance plan on our website before subscribing to any particular plan.

Best Travel Health Insurance for India

Finding comprehensive medical coverage while you travel is crucial if you're leaving your home country. The best travel insurance policy you can find is the one that handles medical coverage as well as medical evacuation fees. These are what happen when your medical condition warrants an emergency evacuation from the country, you're visiting back to a nearby hospital somewhere else or even your home country. While some India insurance companies do have plans that extend outside the India, many of these don't offer reimbursement in the event of an evacuation. As such, getting an insurance policy with a premium and deductible for evacuations can help you avoid the need for an additional cost associated with being airlifted somewhere else. Speaking of additional costs, it's highly improbable that your insurance company provides you with protections beyond medical coverage. While it's true that a medical condition can be costly, there are a variety of other trip interruptions that can require a type of insurance, too. For example, travellers may want to find a plan that offers a deductible to help cover things beyond medical bills, such as lost baggage fees or evacuation costs associated with natural disasters. While these sorts of things aren't always likely to happen when you visit a foreign country, a travel insurance company can offer you a plan that keeps you from needing to reach for your credit card or incur any out-of-pocket costs for baggage or cancellation fees.

Best Travel Health Insurance for Seniors

If you, a spouse, or family member is a senior citizen traveling from the India, it may be worth looking into a travel insurance plan. Seniors may be more likely to need cancellation insurance since they're more likely to get ill, and not all insurance providers will refund the trip cost in these kinds of situations. It's also worth noting that if you're traveling to a remote area for your travel adventure, there may be some situations that even your tour operator can't protect you from. Depending on the type of trip and your itinerary, even a scuba diving trip or cruise line suggested by your travel agent could pose health risks. The last thing you want is for emergency care or a hurricane to ruin your trip during retirement. Many insurance plans for senior travellers offer higher coverage amounts than Medicare when traveling, and some even include accidental death coverage. Plus, unlike Medicare, a senior travel insurer like Travelex, Allianz, Travel Select, World Nomads, or InsureMyTrip will offer other trip cost coverage including baggage delay or trip delay coverage, evacuation coverage, repatriation, and other sorts of travel-related expenses that a typical insurance provider wouldn't.

Best Rated Travel Health Insurance Companies in India

Whether you're interested in having coverage that goes beyond your medical plan or insurance to cover accidents while scuba diving or when your belongings are misplaced and you need to buy new possessions, there are a host of reliable travel health insurance companies available. Allianz Global Assistance, InsureMyTrip, World Nomads, and Travel Guard are all companies that cover citizens during their travels abroad. Many of these companies also offer trip delay and rental car policies, as well, so if you are looking for a travel insurer that will go above and beyond a medical insurer offering medical travel insurance, there are many solid options. As you investigate each medical plan to see whether or not it will help cover more than medical travel insurance, make sure to read the fine print for any possible exclusions or language surrounding waivers. In some situations, a waiver to an adventure tour company will cause you to forfeit your insurance rights, even if an incident occurs.