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Overview of National Insurance Company Limited (NICL)

Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.

Patient ratings

of National Insurance Company Limited (NICL)

Overall Experience

(3.8/5)

Claims Process

(3.9/5)

Customer Service

(3.8/5)

Cost Satisfaction

(3.9/5)

Patient reviews of National Insurance Company Limited (NICL)

surinder
Reviewer
04-30-2018

I hold a Corporate health insurance from National insurance. The policy coverage will be for 3 lakhs rupees. This policy have the coverage for my family as well. There is no claim experience till now

  • Date Visited 02-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

ero732
03-16-2018

I took my health insurance in National Insurance for last 3 years. As of now I don't have any claim experience. The policy was taken through family agent. The premium was decent and good compared to others. The policy coverage was 5L for the entire family. They have a good network of hospitals for the cashless treatment.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

san428
03-16-2018

I have a health insurance with National Insurance from last 2.5 years and it is a good insurance policy to use. I am not aware of the premium amount as it is covered by the organization.I do not have claim experience and i have not taken any cashless

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

...
dat823
03-13-2018

I have taken a Health insurance with National Insurance Company. I have no claim experience with them, The policy is three lakhs including family members.I am happy using this insurance.

  • Date Visited 02-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

yas802
03-13-2018

Got the national insurance policy in the year of 1996, which is provided by my company. This policy covers 4 members in my family. This policy has the medical coverage up to Rs,2,50,000 per head. I got the claim experience with this policy and I have got the claim amount within a month time and I was admitted with the help of cashless treatment.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

pri808
03-13-2018

I hold a health insurance policy with (NICL) from last 2 years, the services are pretty good when compared to all other insurance policies. I pay a premium of Rs 9000 which has to be paid every year for this insurance. I have a coverage of Rs 9 lakhs and i have not taken any cashless treatment with this insurance.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

gau867
03-12-2018

My health insurance was taken with National Insurance. It is a third party insurance, it was taken through medi assist. I have used the service two times, first time they provided 100% cashless and the second time it was 80% overall it was good.

  • Date Visited 02-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

gou916
03-12-2018

I am having a health insurance policy with National Insurance from last 5 years and it is a good policy to use. I pay a premium of Rs 500 on monthly basis. I have a coverage of Rs 2 lakhs in this insurance. I have not taken any cashless treatment and i do not have claim experience with this insurance policy.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

nav366
03-09-2018

I have taken a health insurance policy with National Insurance 5 years back and it is a good insurance policy. I pay a premium of Rs 12000-13000 for this insurance policy. My claim experience was very good with this policy and they covered 100%. I have a coverage of Rs 5 lakhs and i have not taken any cashless treatment with this insurance.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

dee560
03-08-2018

I have taken a Health Insurance with National Insurance,i need not pay any premium amount as its from the company.I get a policy coverage amount of two lakhs per year for five members in a family in a floating basis.I have a claim experience once they had deducted a minimum charges and rest was covered by the company.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

omk268
02-28-2018

I have taken a health insurance policy with National Insurance 6 years back and it is a good insurance policy. I have not made any claim experience with the National Insurance. The policy which I have taken is best benefited. The cashless treatment policy is also good.

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

bha566
02-28-2018

For the past 2 years I have the health insurance policy from the NATIONAL INSURANCE. The customer support service is average with the NATIONAL INSURANCE company. This policy covers 3 members in my family and the medical coverage is good with this policy , I can claim up to 4lakhs for the hospitalization.

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

gau473
02-28-2018

I have a health insurance with national insurance from last 2 months and it is a good insurance policy. I pay a premium of Rs 170 on monthly basis. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 3 lakhs which is satisfactory.

  • Date Visited 03-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

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