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Overview of Optimum Choice United Healthcare

OCI HMO
OCI is a referral-based plan in which members work closely with a primary care physician (PCP) for appropriate, cost-effective care. With a strong, local network, OCI offers lower premiums than traditional health plan options. If services are delivered outside of our local network, the plan will not cover the cost except in an emergency. The OCI network in Delaware, Maryland, Virginia, West Virginia or Washington, D.C. includes more than 33,000 doctors, 200 hospitals and 3,500 retail pharmacies.

Added plan details
A PCP is required to help coordinate your care and guide you through the health care system. You must choose a network primary care physician (PCP) when you enroll. Your PCP’s name will be printed on your health plan ID card.
There's no coverage if you go out-of-network.
You’ll need a referral from your PCP before seeing another network physician or specialist. Your physician should seek prior authorization for things like surgeries and most lab and radiology services, even when performed in your doctor's office.
You must visit network locations.
For PCP appointments, see the PCP printed on your ID card.
For lab and radiology appointments, go to the locations in the counties printed on your ID card. Your radiology facility is assigned based on your PCP's county, and your lab facility is assigned based on the county in which you live.

Website: http://www.uhc.com

Patient ratings

of Optimum Choice United Healthcare

Overall Experience

(3.8/5)

Claims Process

(3.7/5)

Customer Service

(3.7/5)

Cost Satisfaction

(3.8/5)

Patient reviews of Optimum Choice United Healthcare

Jorden Datavion
Reviewer
06-17-2020

Satisfactory and pleasant policies tho

  • Date Visited 06-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

fom355
Reviewer
06-01-2020

Great work great services, your best

  • Date Visited 06-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

chr126
05-12-2020

I had another insurance company with $0 monthly premium! And $17.00 copay. Now I have a $10.00 copay and a 42.00 monthly premium. The old saying is you get what you pay for! I am 100% happy with optimum choice, I will never go with another insurance company.

  • Date Visited 05-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended:

...
jam919
05-11-2020

Would never recommend this company to anyone I love because their customer service is not active

  • Date Visited 05-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: No

sta944
Reviewer
05-11-2020

Affordable insurance coverage and reliable too.

  • Date Visited 05-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

sop573
05-11-2020

The are really experienced in rendering of service to their customers and that's what distinguish them from others.

  • Date Visited 05-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

phi586
04-28-2020

Wow that's awesome and amazing

  • Date Visited 04-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended:

jos340
04-22-2020

Hundred percent legitimate and reliable.

  • Date Visited 04-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

kin276
04-21-2020

Pretty good health insurance! It is highly recommended!

  • Date Visited 04-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

fla369
04-02-2020

Descent enough health insurance company!

  • Date Visited 04-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

fla369
04-02-2020

Pretty middle of the road, you can probably find better health insurance.

  • Date Visited 04-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

its546
Guide
03-25-2020

Pretty good health insurance company! Would probably recommend.

  • Date Visited 03-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

its546
Guide
03-25-2020

Pretty average health insurance! There are better choices out there!

  • Date Visited 03-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Maybe

hdg134
02-27-2020

Never have any problems with this insurance company

  • Date Visited 02-2020
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

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