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Overview of Bajaj Allianz General Insurance Company

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE. Both enjoy a reputation of expertise, stability and strength.

Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE.

As on 31st March 2018, Bajaj Allianz continues to be one of the most financially robust insurers in the industry by maintaining its growth as well as profitability. The company has made a profit before tax of Rs.1,353 crore and emerged as the most profitable insurer recording a profit after tax of Rs. 921 crore. The company reported a GWP of Rs. 9,487 crore, which has grown by 23.41% compared to the last fiscal year.

Website: https://www.bajajallianz.com/Corp/health-insurance/health-insurance.jsp

Patient ratings

of Bajaj Allianz General Insurance Company

Overall Experience

(3.8/5)

Claims Process

(4.0/5)

Customer Service

(3.9/5)

Cost Satisfaction

(4.0/5)

Patient reviews of Bajaj Allianz General Insurance Company

sch268
Reviewer
05-16-2018

I have taken the health insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 835 for 18 months. I have to renew the policy after 18 months. Its a 2 lakhs policy. I have not done any claim with Bajaj. They provide cashless facility.

  • Date Visited 03-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

rau935
Reviewer
05-11-2018

I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.

  • Date Visited 03-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

ankur
Reviewer
05-08-2018

I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.

  • Date Visited 03-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

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sachin
Reviewer
05-03-2018

my company did my health insurance from there,,i havnt processed any claimyet but the services provided are very nice,,,thay text daily for updation,,i really liked

  • Date Visited 04-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

Ra256
05-03-2018

i am fully satisfied with the insurance,,,claims are on time and services are proper

  • Date Visited 02-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended:

mukesh
Reviewer
04-30-2018

I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good.

  • Date Visited 03-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

abdul
Reviewer
04-30-2018

they are providing good services and good plan services with wide network

  • Date Visited 02-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

amit515
Reviewer
04-29-2018

I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility

  • Date Visited 02-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

kavi
Reviewer
04-26-2018

i have policy from bajaj allianz from last year . it is very good policy and customer satisfaction is very good.

  • Date Visited 07-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

har763
03-28-2018

I have a health insurance with Bajaj Allianz from last 5 years and it is a good insurance policy. I am not aware of the premium amount as the company pays it. I do not have claim experience.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

vip263
03-22-2018

Bajaj Health Insurance service is good. The payment is payed through online which was a smooth process. The benefits is for the whole family,but still I have not claimed any service from Bajaj Health Insurance service. It was totally a good experience with Bajaj Health Insurance service.

  • Date Visited 03-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

cma100
03-19-2018

With my personal experience, If anybody having bajaj allianz health insurance policy, as soon as please withdraw the amount. Don't pay any further premium. Every month they have deducted some amount from our principle amount as administration charge, service charge etc., Finally we will get "ZERO" amount. If anybody having doubt regarding this, please go through your policy statement. Worst performance of customer service, response.

The company cheating the money from their customers. Please ask your friends & relatives to withdraw the money(ie., premium amount paid) as quick as possible.

  • Date Visited 09-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: No

cma100
03-19-2018

Please don't take insurance from bajaj Allianz! They have the worst and very rude customer service representatives who are not even courteous and patient. I spoke to a lady called Karthika and she was loud and rude. And mainly my claim is unsettled from two years! Tired of their stories! I have personally sent all the requested documents and they have still not processed my claim. They said everything was ready and the claim will be settled as soon as I pay the deductible but after paying the deductible I not even receive an acknowledgment. Now they say my documents are still pending. It's just ridiculous! Save urself some bucks and don't take bajaj Allianz insurance

  • Date Visited 10-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: No

sah172
03-16-2018

I have taken Health Insuarnce with Bajaj Allianz.I don't pay any premium as its paid by the company. The policy is including the family members.They cover ten lakhs.The procedure was completed in a day.The insurance company is tied up with best hospitals in my place.

  • Date Visited 03-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

anu265
03-09-2018

I have a health insurance policy with Bajaj Insurance from last 3 years, i paid a one time premium of Rs 9000 which is valid for next 9 years. I do not have claim experience so far and i i have not taken any cashless treatment with this insurance. I am happy with the coverage amount of Rs 2 lakhs for this insurance.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

nic144
03-08-2018

I have taken a Health insurance policy from Bajaj Allianz. It's an accidental health insurance. The final premium amount that I paid is around Rs. 2,895 for the period of 6 months and sum assured to me is around Rs. 1,40,000. I am satisfied with the policy but customer service I am not satisfied.

  • Date Visited 02-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

amb458
03-08-2018

I hold a health insurance policy with Bajaj Insurance from last 1 month and it is a good insurance policy. This policy has to be renewed every year and i pay a premium of Rs 700 on monthly basis. I have not taken any cash less treatment and i do not have claim experience

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

dee560
03-08-2018

I have taken a health insurance with Bajaj,the service was good with Bajaj. The benefits is single benefits and the payment will be deducted from my credit card. Also they provided me with some good offers from top hospitals but still I never claimed any service from Bajaj,it was a average service from Bajaj health insurance service.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

bes721
03-06-2018

I am having the health insurance policy with the Bajaj allianz general insurance company. Coverage value is around 2 lakh Rupees. Response time is best one with the Bajaj allianz general insurance company.

  • Date Visited 03-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

pre409
02-28-2018

I have my health insurance with BAJAJ ALLIANZ GENERAL INSURANCE. I have been using this health insurance for the past 6 months. My company pays for the insurance and it covers me and my wife, there is option to add my parents but I didn't them. The total coverage is 2.5 lakhs per year. I have a claim benefit which was quick and got the amount within 3 to 4 days. There are no charges for the claim.

  • Date Visited 09-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

pre409
02-28-2018

Last month I bought Health insurance with Bajaj Allianz, I am an ex employee of Bajaj, hence I know their the benefit of policy. I paid the premium of Rs.9430 its covers my entire family, me, spouse and child it has the medical cover of Rs. 30 lakhs, they have good network of hospitals. I could download the E card for the cash less treatment.

  • Date Visited 01-2018
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: No

aro786
02-28-2018

I do hold a health insurance policy with BAJAJ ALLIANZ GENERAL INSURANCE. This policy was taken from my office and it covers my whole family. As i think it was a corporate policy i could able to claim that amount for my wife's hospital purpose. They claimed 50000 which directly paid to the hospital.

  • Date Visited 08-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

aro786
02-28-2018

The bajaj allainze health insurance has been used by me for more than a year. I have recently renewed the policy by paying Rs,2800 . This policy covers 4members in my family. I have the medical coverage up to 2lakhs. I would say it is good to have the 2 wheeler insurance policy with Bajaj Allainz.

  • Date Visited 11-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

pan617
02-28-2018

I have taken a health insurance with Bajaj,the service was good with Bajaj. The benefits is single benefits and the payment will be deducted from my credit card. Also they provided me with some good offers from top hospitals but still I never claimed any service from Bajaj,it was a average service from Bajaj health insurance service.

  • Date Visited 02-2016
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

bha756
02-28-2018

I have taken a Mediclaim plan with Bajaj. I have had a good claim experience with them. They gave the amount pretty easily. Even in case of my relatives experience Bajaj readily payed about Rs.75000 for the treatment. The number of network hospital in it are pretty good.

  • Date Visited 02-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

aks893
02-28-2018

I have taken my health insurance from Bajaj Allianz. It is a mediclaim plan. The customer support was helpful as they sent me the details and also the documents on time.

  • Date Visited 02-2017
  • Overall Satisfaction

    Customer Service
    Cost Satisfaction
    Claims Process

Recommended: Yes

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